[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.tekra.cz\/kde-ma-sanci-kazdy\/#Article","mainEntityOfPage":"https:\/\/www.tekra.cz\/kde-ma-sanci-kazdy\/","headline":"Kde m\u00e1 \u0161anci ka\u017ed\u00fd?","name":"Kde m\u00e1 \u0161anci ka\u017ed\u00fd?","description":"\u010clov\u011bk se v p\u0159\u00edpad\u011b, \u017ee se dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, m\u016f\u017ee obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku na kohokoliv z on\u011bch \u010detn\u00fdch poskytovatel\u016f p\u016fj\u010dek, kter\u00e9 u n\u00e1s m\u00e1me. Ov\u0161em nen\u00ed v\u0161echno zlato, co se t\u0159pyt\u00ed, jak se \u0159\u00edk\u00e1, a proto to pro n\u011bho m\u016f\u017ee b\u00fdt nejednou probl\u00e9m. N\u011bkte\u0159\u00ed z poskytovatel\u016f se k n\u011bmu toti\u017e obr\u00e1t\u00ed z\u00e1dy, jakmile zjist\u00ed, \u017ee je na tom doty\u010dn\u00fd skute\u010dn\u011b nevaln\u011b, \u017ee …","datePublished":"2019-09-16","dateModified":"2019-09-16","author":{"@type":"Person","@id":"https:\/\/www.tekra.cz\/author\/#Person","name":"","url":"https:\/\/www.tekra.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c61c2d82e330ff9c70cf023b4c62d411e8407bcb38f85df591fa270717754b44?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"tekra.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.tekra.cz\/wp-content\/uploads\/img_a352419_w1705_t1566979835.jpg","url":"https:\/\/www.tekra.cz\/wp-content\/uploads\/img_a352419_w1705_t1566979835.jpg","height":0,"width":0},"url":"https:\/\/www.tekra.cz\/kde-ma-sanci-kazdy\/","about":["Web"],"wordCount":456,"articleBody":"       \u010clov\u011bk se v p\u0159\u00edpad\u011b, \u017ee se dostane do finan\u010dn\u00edch pot\u00ed\u017e\u00ed, m\u016f\u017ee obr\u00e1tit se \u017e\u00e1dost\u00ed o p\u016fj\u010dku na kohokoliv z on\u011bch \u010detn\u00fdch poskytovatel\u016f p\u016fj\u010dek, kter\u00e9 u n\u00e1s m\u00e1me. Ov\u0161em nen\u00ed v\u0161echno zlato, co se t\u0159pyt\u00ed, jak se \u0159\u00edk\u00e1, a proto to pro n\u011bho m\u016f\u017ee b\u00fdt nejednou probl\u00e9m. N\u011bkte\u0159\u00ed z poskytovatel\u016f se k n\u011bmu toti\u017e obr\u00e1t\u00ed z\u00e1dy, jakmile zjist\u00ed, \u017ee je na tom doty\u010dn\u00fd skute\u010dn\u011b nevaln\u011b, \u017ee m\u00e1 dejme tomu uboh\u00e9 p\u0159\u00edjmy nebo z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Jin\u00ed poskytovatel\u00e9 pro zm\u011bnu p\u016fj\u010duj\u00ed, ale maj\u00ed natolik slo\u017eit\u00e9 podm\u00ednky, \u017ee se v nich snadno skryje n\u011bjak\u00fd ten h\u00e1\u010dek, kter\u00fd posl\u00e9ze vyjde toho, kdo si tu p\u016fj\u010dku vezme, hodn\u011b draho. A m\u016f\u017ee se i st\u00e1t, \u017ee jsou vy\u017eadov\u00e1ny poplatky p\u0159edem, je\u017e si takov\u00fd \u017eadatel nem\u016f\u017ee dovolit. P\u0159\u00edpadn\u011b je zaplat\u00ed, vz\u00e1p\u011bt\u00ed je odm\u00edtnut a je tak na tom je\u0161t\u011b h\u016f\u0159 ne\u017e p\u0159edt\u00edm. Ov\u0161em hypot\u00e9ka bez p\u0159\u00edjmu, to je jin\u00e1. Tady se podobn\u00fdch obt\u00ed\u017e\u00ed ob\u00e1vat net\u0159eba. Tady se s klienty jedn\u00e1 f\u00e9rov\u011b, a to i s t\u011bmi, kte\u0159\u00ed by u jin\u00fdch poskytovatel\u016f st\u011b\u017e\u00ed usp\u011bli. U t\u00e9to hypot\u00e9ky nevad\u00ed nejen n\u00edzk\u00fd p\u0159\u00edjem a nep\u0159\u00edli\u0161 optimisticky vyhl\u00ed\u017eej\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, ale ani leckter\u00fd z\u00e1znam v registrech dlu\u017en\u00edk\u016f. Sta\u010d\u00ed, kdy\u017e tu \u010dlov\u011bk d\u00e1 do z\u00e1stavy n\u011bjakou vhodnou nemovitost, za ni\u017e lze \u010derpat p\u016fj\u010dku a\u017e do v\u00fd\u0161e sedmdes\u00e1ti procent jej\u00ed odhadn\u00ed ceny, a nic u\u017e nemus\u00ed b\u00fdt probl\u00e9m. A to ani to, \u017ee \u017eadatel hodl\u00e1 pou\u017e\u00edt p\u016fj\u010den\u00e9 prost\u0159edky na cokoliv, v\u010detn\u011b exekuc\u00ed, konsolidace p\u016fj\u010dek, refinancov\u00e1n\u00ed hypot\u00e9k, vyplacen\u00ed z\u00e1stav finan\u010dn\u00edho \u00fa\u0159adu, OSSZ, VZP a podobn\u011b, ani v p\u0159\u00edpad\u011b, \u017ee kv\u016fli n\u00edzk\u00fdm p\u0159\u00edjm\u016fm pot\u0159ebuje n\u00edzk\u00e9 spl\u00e1tky a dlouhou dobu spl\u00e1cen\u00ed, je\u017e m\u016f\u017ee dos\u00e1hnout klidn\u011b i t\u0159iceti let. Co\u017e samoz\u0159ejm\u011b nakonec nen\u00ed t\u0159eba nezbytn\u011b dodr\u017eet a v\u0161e lze splatit bez sankc\u00ed i p\u0159ed\u010dasn\u011b. A tak sta\u010d\u00ed vyplnit jednoduchou \u017e\u00e1dost na internetu, zaslat n\u011bkolik sn\u00edmk\u016f on\u00e9 nemovitosti na pat\u0159i\u010dn\u00fd e-mail, dohodnout se a je to. \u017d\u00e1dost je schv\u00e1lena zpravidla do \u010dty\u0159iadvaceti hodin, projedn\u00e1v\u00e1n\u00ed je rychl\u00e9 a jakmile jsou v\u0161echny podklady pohromad\u011b, jsou pen\u00edze vyplaceny. Kde jinde je n\u011bco takov\u00e9ho mo\u017en\u00e9?                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Kde m\u00e1 \u0161anci ka\u017ed\u00fd?","item":"https:\/\/www.tekra.cz\/kde-ma-sanci-kazdy\/#breadcrumbitem"}]}]